Publications and events

EMA conference 2025

Join us in Brussels on 27 January 2025 at the Renaissance Marriott Hotel for a full-day event dedicated to exploring the rapid transformation, growth drivers, and emerging regulatory challenges for digital payments, e-money, and crypto payments.

Date27 January 2025
LocationRenaissance Marriott Hotel, Rue de Parnasse 19, 1050, Brussels
FormatIn-person only
DurationFull-day event

Join industry leaders, regulators, and experts as we delve into the key issues shaping the future of digital payments.

Secure your tickets today
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EMA response to FATF Public Consultation on National Risk Assessment Guidance update

The EMA submitted a response to the Public consultation on FATF Money Laundering National Risk Assessment Guidance Update emphasising the value contributed by the private sector, civil society, and academia. These sectors provide insights on emerging risks, facilitate effective communication with authorities, and offer frontline experience in the fight against financial crime. Furthermore, the EMA advocates for countries to engage the private sector in NRAs through public consultations and workshops, enabling comprehensive input, discussion of business models, risks, and mitigation measures, and the formation of public-private partnership groups to promote regular knowledge exchange and mutual understanding.

Read EMA’s full response here

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Industry Call To Reconsider Approach On Virtual IBANs

The EMA co-signed a joint industry letter on virtual IBANs:

The EU digital payment industry urges Member States to reconsider the Belgian Presidency proposal to assimilate virtual IBANs to traditional IBANs, and to mandate payment service providers to open a payment account with a credit institution in each Member State they operate in. The result will be to materially reduce the ability of payment service providers operating cross-border to help consumers and merchants manage their payments and overcome IBAN discrimination. More evidence is needed on the risks implied by virtual IBANs, and the potential risk mitigation measures should be assessed against their impact on competition, innovation and consumer choice in the EEA.

Read the full letter here

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DORA implementation for e-money and payment service providers

The EMA is launching a working group on digital operational resilience for e-money issuers and payment service providers (“DORA 2024“).

The DORA regulation, directive and numerous RTS, ITS and guidelines will apply from January 2025. We will be working together to implement DORA within the EMI and PI business and be ready for this deadline. 

DORA 2024 working group sessions form part of the EMA’s compliance support track for members and will be purely practical in nature. Documents, checklists, templates etc. will be provided to attendees. 

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