Benefits of joining the EMA

The EMA helps its members influence regulatory developments, navigate compliance obligations and develop common practices. Members share knowledge and know-how in operational matters, enabling better risk management, more effective deterrence and prevention of financial crime, and a responsible approach to customer service.

Here’s what you could gain by joining the EMA:


Be informed: the EMA has led the industry’s contribution to legislation and regulatory initiatives for more than a decade. It is responsible for a range of innovations in regulatory practices and has facilitated the offering of a range of new payment services. Members are always up to date on regulatory developments and can react promptly to maintain compliance and competitiveness.

Be connected: through the EMA’s contacts with governments, regulators, EU public institutions, service providers and global institutions.

Be a pioneer: the EMA is at the forefront of innovative technical, legal and regulatory developments, as members seek to address business problems and develop common solutions

Be global: the association understands developments across the EEA, tracks individual member state implementations of legislation, and tracks developments across the world



Be heard: the EMA gives the industry a strong voice, which has consistently sought and enabled changes to existing and new legislation to facilitate business and bring new payment products to market.

  • It promotes member interests by responding to European and government consultations that impact on the e-money and the new payments sector
  • It champions the interests of member with regulators, national and international bodies, including the EU Commission, the EU Parliament, ESAs and the FATF
  • It engages with law enforcement, and financial intelligence units
  • It engages with consumer groups and when required with individual customers


Be known: with more than 70 members drawn from e-money issuers and payment institutions across Europe and internationally, the EMA provides a vibrant forum in which to exchange ideas. Discussions range from current issues in e-money regulation to anti-money laundering, IT security and innovation in payment services.

Be involved: members engage with regulators, law enforcement, consumer representatives, professionals and other members who present at EMA meetings monthly.

Joining the EMA

If you are interested in joining the EMA, please email Thaer Sabri, the EMA CEO @