Consultations
The EMA monitors and frequently responds to government and European consultations on regulation that impact the e-money and payment services industry. The relevant regulatory proposals and consultations are listed below.
EMA response to DNB CP on Q and A on Supervisory Boards
The EMA submitted a response to the Netherlands DNB Consultation on Q&A for supervisory boards in PIs/EMIs.
EMA letter re APP scams Reimbursement cap
The EMA sent a letter to Mr. Griffith, MP for Arundel and South Downs, in relation to the Treasury Sub-committee’s work on APP scams reimbursement: pushing for a better solution.
EMA response to European Commission on PSD3 and PSR
The EMA submitted a response to the European Commission draft proposals on Payment services – revision of EU rules (new Regulation) and Payment services – revision of EU rules (Directive).
EMA response to IOSCO Policy Recommendations for DeFI
The EMA submitted a response to IOSCO on Policy Recommendations for Decentralised Finance (DeFi).
EMA EMD-PSD Position paper
The EMA sent a letter to the European Commission on e-money for the purposes of considerations in the context of the review of PSD2. The paper addresses the status of e-money in comparison to deposits, and also in relation to payment accounts as well as other topics we touched upon during our conversations.