The EMA frequently responds to government and European consultations on regulation that impacts the e-money and payment services industry. Sometimes, we also express our views on issues that are raised in the public domain where we feel it is important to provide an industry input.
Our publications reflect the views of the EMA as whole; individual members’ views may vary from time to time. The public consultation responses are listed below. For further information on these positions, please contact us.
The EMA submitted a letter to the Competition and Markets Authority supporting Imran Gulamhuseinwala’s (CMA Order Implementation Trustee) proposed Revised Roadmap for Open Banking.
EMA letter to CMA regarding Revised Roadmap Open Banking Read More »
The EMA responded to the Home Office and HM Treasury Request for Information on the National Risk Assessment on Money Laundering and Terrorist Financing.
EMA response to NRA Private Sector RFI HMT Read More »
The EMA responded to the Banco de Portugal consultation 3/2019 on draft Direction on reporting on the activity carried out in Portugal by financial entities with headquarters in another Member State of the European Union, operating in Portugal under the regime of freedom to provide services, to ML / TF prevention purposes.
EMA letter to Banco de Portugal regarding reporting requirements Read More »
The EMA responded to the UK Open Banking Implementation Entity (OBIE) consultation on a Revised Roadmap for Open Banking UK.
EMA response to Open Banking revised Roadmap Consultation Read More »
The EMA sent a letter to the all EEA Member State National Competent Authorities (NCAs) on access to banking under PSD2.
EMA letter to EEA NCAs on access to banking under PSD2 Read More »
The EMA submitted a letter in response to the public consultation on FATF draft guidance on digital identity.
EMA letter to FATF Digital ID consultation Read More »
The EMA prepared a response to the House of Commons Treasury Committee Inquiry into The future of the UK’s financial services launched in January 2019.
* The EMA response wasn’t officially submitted due to changing deadlines.
EMA response to House of Commons Financial Services Brexit Inquiry 2019 Read More »
The EMA sent a letter in response to the EBA Opinion on the nature of passport notifications of payment institutions (PIs) and electronic money institutions (EMIs) using agents and distributors located in another Member State.
EMA letter to EBA regarding Establishment and Passporting Read More »
The EMA responded to the Financial Intelligence Analysis Unit Malta consultation on the national implementation of 5MLD.
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EMA response to Malta FIU consultation on 5MLD implementationRead More »
EMA response to Malta FIU consultation on 5MLD implementation Read More »
