Matthew Osborne

Matthew is Policy Director for Europe at Ripple, the leading provider of digital assets infrastructure to businesses. He is passionate about new technologies and believes that well-designed regulation plays a key role in supporting sustainable innovation. Matthew previously worked at the Bank of England, where he led the payments policy team working on innovations such as stablecoins and distributed ledger technology. Prior to that he held a number of senior policy roles at the Bank of England and was seconded to NatWest Bank's global treasury. He has a PhD in Finance from Bayes Business School and has authored numerous papers and blogs on financial services policy topics.  He serves on the Board of Blockchain for Europe and the advisory council of the Digital Pound Foundation.