HomeEMA publicationsConsultationsEMA response to EPC on the change requests for the 2023 SEPA payment scheme rulebooks EMA response to EPC on the change requests for the 2023 SEPA payment scheme rulebooks 13 December 2021 / SEPA The EMA submitted a response to the EPC consultation on the change requests for the 2023 Single Euro Payments Area Credit Transfer and Direct Debit scheme rulebooks. Download the response here