Archive | EMA conferences

Dimitrios Markakis, EMA’s Senior consultant to join Strong Customer Authentication panel at Payments International

On 28th November 2019, Dimitrios Markakis, Senior consultant at the EMA will join a panel of industry experts at Payments International,  the meeting place for banks, regulators, corporate treasurers, payments disruptors and other key industry members.

The panel will cover Strong Customer Authentication – Regulatory Developments, Practical Challenges and Evolving Best Practice. Dimitrios will be joined by other experts in the field from companies such as UBS and Virgin Money.

Payments International brings you insights into key developments such as

• Open Banking & PSD2

• Payments Regulation Beyond PSD2

• Distributed Ledger Technology & Non-Traditional Payments

• Payments Architecture

This year’s programme will once again include a keynote address by the European Banking Authority (EBA). Hear from the EBA on topics such as the implementation of RTS on SCA & CSC, PI and AI provider authorisation and more. 

As a contact of the EMA you are able to claim a 20% discount. To claim your discount quote: FKM63727EMA.

Visit for more information

EMA 2015 conference sound bites from Payvision

EMA 2015 conference – The impact of payment regulatory changes in Europe

The 5th Electronic Money Association conference (EMA) took place in October 2015, in Brussels. The bi-annual event facilitates a two-way conversation between regulators and EMA members on the upcoming legislative changes in European Economic Area (EEA), such as the Revised Directives on Payment Services (PSD2) and Fourth Money Laundering Directive (4MLD).

View the EMA 2015 conference sound bites from Payvision here.

Share your comments on LinkedIn or tweets on the EMA twitter account where you can find more video footage from the EMA conference.




EMA conference 2015: EU and global payments regulation

The Electronic Money Association (EMA) held its 5th EMA conference in Brussels on 20-21 October 2015 at the Metropole Hotel. The conference explored issues raised by the new legislation in the EEA.

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New legislation impacting payment services in the EEA has raised as many questions as it has addressed. This includes the Fourth Money Laundering Directive (4MLD), the Fund Transfer Regulation (FTR), the second Payment Services Directive (PSD2), and the Interchange Fee Regulation (IFR).

The EMA conference 2015 took a close look at the issues that have not yet been resolved or which will now be considered by the European Banking Authority as they draft technical standards or guidelines. The conference did focus on other provisions that open up new areas for business, or conversely that have the potential of creating barriers for business.

The conference also took a broader look at regulatory developments in the payments space across the globe, as well as at the regulation of new and emerging payment technologies such as digital currencies.

Speakers included Dr Taiji Inui from the NTT DATA Corporation in Japan, Dr Mehmet Yurkcicek from the Turkish banking and regulation supervision agency, and Wolfgang Maschek, head of EU regulatory and public affairs at Western Union, among many others.

A printable version of the conference programme can be downloaded as a .pdf file (2.85 MB)

Read more about the conference.

EMA conference 2011: The evolution of e-money and payment institutions; new opportunities, new challenges.

We organised this conference on 29 and 30 November 2011 at the Crowne Plaza, Brussels ‘Le palace’.

Crowne Plaza, Brussels 'Le palace'

Crowne Plaza, Brussels ‘Le palace’

The conference focused on how e-money and payment institutions are changing and the new opportunities for industry and challenges for regulations that this creates.

What did the conference address?

The conference reviewed the evolution of e-money and alternative payment products over the last few years and invited issuers and payment service providers to describe developments that are likely to emerge. The EU regulatory model was compared to that of the US, Japan, Australia and the recently adopted Russian legislation.

We addressed topics that are currently the focus of regulatory discussion, such as the review of AML legislation, the outsourced business model, the use of agents and distributors, as well as passporting.

The conference brought together the industry and regulators with an interest in Emoney and innovative payments to discuss developments and shared challenges.

Speakers included:

  • Alex Hoffman, PayPal France
  • Ben Steyn, Skrill
  • Caroline Gardner, FCA
  • Des Hellicar-Bowman, Vincento
  • Fabienne Weibel, PayPal
  • Jane Zavalishina, Yandex Money LLC
  • Javier Martell, Boku Inc
  • John Burns, FCA
  • John Plank, National Crime Agency
  • Mahmed Yurtcicek, Banking Regulation and Supervision Agency of Turkey
  • Mark Watkins, Voicecash
  • Michael Muller, PaysafeCard
  • Mike Smith, Raphaels Bank
  • Paul Townsend, WorldPay (Envoy Services)
  • Peter Howitt, Transact Network Limited
  • Philippe Pelle, European Commission
  • Ray Brush, PrePay Solutions
  • Dr Rhys Bollen, Australian Securities & Investments Commission
  • Shri G Padmanabhan, Reserve Bank of India
  • Stan Rubin, Ukash
  • Taiji Inui, NTT Data Corporation, Bank of Japan
  • Tobias Mackie, European Commission
  • Tobias Shreyer, PPRO GmbH

A printable version of the conference programme can be downloaded as a .pdf file (421.30Kb)

EMA conference 2009: The European Payment Services Directive and Global Developments in Payments Regulation

EMA conference 2009 panel

EMA conference 2009 panel, 24 November, London

The Electronic Money Association (EMA) held its 3rd Conference on ‘The European Payment Services Directive and Global Developments in Payments Regulation’ on 24 November 2009 at the London Marriott Hotel West India Quay.

The payments framework in the US is undergoing huge changes at the moment, and both Japan and Russia are a new framework is being developed in Russia and Japan. Speakers described developments, and the opportunities that the different regimes provide. A further key theme was the effect of the credit crunch on regulatory attitudes generally.

The conference also focused on the practical impact of the European Payment Services Directive, and several payment service providers described the process of implementing local regulations, and the expected role of payment institutions in the coming years. We reviewed the recently published and revised Electronic Money Directive, and explored the expanded role of issuers under this regime.

Speakers included:

  • Evgeniya Zavalishina, general manager, Yandex.Money
  • Helmut Bauer, previously head of banking supervision at Bafin and head of global regulatory affairs at Deutsche Bank
  • Stephen Middlebrook, senior counsel, US Department of Treasury
  • Taiji Inui, NTT Data Corporation, previously head of payments policy, Bank of Japan
  • William Lorenz, banking and compliance director, Ixaris

A printable version of the conference programme (.pdf 874Kb).


EMA conference 2007: The Future of Payments in Europe

The 2nd EMA Conference on ‘The Future of Payments in Europe’, took place on 28 and 29 November 2007 at the Marriot West India Quay hotel in London. It focused on the forthcoming implementation by European member states of the Payment Services Directive. It brought together regulators and industry representatives for a discussion of the challenges member states face during implementation. The most significant issue to have come out of the conference was the need for a synchronised approach, providing a consistent legal regime for products. The flexible approach that the Directive provides for member state discretion, needed to be balanced against the need for a uniform consumer experience and legal clarity for service providers.

Discussions were had on the prudential framework for Payment Institutions, the likely time frames, membership for PI’s of payment schemes, including the card schemes, and the contribution of this new regime to competition and consumer value.

The relative advantages of treating micro enterprises as consumers were set out, and the UKdescribed the rationale for this proposal, and the limited ability of these businesses to influence contractual terms offered by payment service providers.

The scope of payment services received much attention as did the liability and obligations of PSP’s and the varying disclosure obligations set out in Titles III and IV of the Directive.

Participants had numerous opportunities to discuss issues of concern with others, be they fellow service providers, regulators or service provider professionals. It closed on the second day, with a free ranging debate on the future of payments, and the likely contribution of the new regime to these changes.


A printable version of the conference programme

EMA conference 2006: The revision of the E-money Directive

The 1st EMA conference on ‘The Revision of the E-money Directive’, took place on 9 February 2006 in the Crowne Plaza Hotel in Brussels. The conference brought together regulators, industry and European Parliament representatives to discuss and review the E-Money experience of working with the Directive, and means of evolution.

A printable version of the conference programme.