Publications and events

Thaer Sabri, a panelist at Webit Festival Europe 2018

9 July 2018

CEO of the EMA Thaer Sabri joined the panel on The Future payments at Webit Festival Europe 2018 in Sofia, Bulgaria on 26 June.

The panel discussed the following topics:

1.What are the main changes taking place in payments?

2.What is the likely impact of open banking on payments?

3. Why have digital currencies not yet taken off as payment instruments?

See for extra information here.

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EMA response to HMRC Consultation on VAT Split Payment Model

2 July 2018

The EMA submitted a response to HMRC consultation on Alternative method of VAT collection – split payment on 2 July 2018.

View the full response here

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EMA response to HMRC Consultation on VAT Split Payment Model Read More »

EMA response to EC Regulation Cross-border Fees

12 June 2018

The EMA submitted a letter to European Commission on draft Regulation amending Regulation (EC) No 924/2009 as regards certain charges on cross-border payments in the Union and currency conversion charges – COM(2018)163 – on 12 June 2018.

View the full response here

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EMA response to EC Regulation Cross-border Fees Read More »

EMA response to HMRC Call for Evidence on online platforms and tax

11 June 2018

The EMA responded to HMRC Call for evidence on Online platforms’ role in ensuring tax compliance by their users on 11 June 2018.

View the full response here

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EMA response to BaFin Consultation on Guidelines on AML law

11 May 2018

The EMA responded to BaFin Consultation 05/2018 on Guidelines on AML law – Entwurf: Auslegungs- und Anwendungshinweise gemäß § 51 Abs. 8 Geldwäschegesetz on 11 May 2018.

View the full response here

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Voluntary guidelines and encouraged market behaviours under PSD2 in the ‘transitional period’

3 May 2018

Together with Fdata, TechUK and UK Finance, the EMA has developed draft voluntary industry guidance setting out best practice for screen-scraping during the transition period until the RTS on SCA and CSC comes into force in Q3 2019.

Download the guidelines here

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EMA response to HoC Treasury Committee Digital Currencies Inquiry

1 May 2018

The EMA submitted evidence for House of Commons Treasury Select Committee Digital Currencies Inquiry on 1 May 2018.

Download the response here

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EMA response to EC Questionnaire on combatting VAT fraud in e-commerce

25 April 2018

The EMA submitted a response to European Commission’s Consultation on Exchange of data to combat VAT fraud in the e-commerce on 25 April 2018.

View the full response here

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EMA response to FCA CP1803 on SME Access to FOS

23 April 2018

The EMA responded to FCA Consultation paper 18/03 on SME access to the Financial Ombudsman Service and Feedback to DP15/7: SMEs as Users of Financial Services on 23 April 2018.

EMA expresses concern about the FCA’s proposals to expand the list of eligible complainants to the Financial Ombudsman Service to include SMEs and guarantors. This is a substantial departure from existing practice, and is likely to have a considerable impact, particularly on smaller financial service providers in the payment services sector, where disputes are likely to be complex, and where the financial services provider may themselves be an SME.

View the full response here

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EMA response to Spanish PSD2 consultation April 2018

10 April 2018

The EMA submitted a response to the Spanish Ministry of Economy, Industry and Competitiveness on the implementation of the Revised Payment Services Directive (PSD2) in Spain.

View the full response here

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