The EMA responded to Payment System Regulator’s consultation MR18/1.1 on Draft Terms of Reference: Market review into the supply of card-acquiring services on 14 September 2018.
https://emaprd.wpengine.com/wp-content/uploads/2018/09/EMA-reponse-to-ToR-for-PSR-Review-of-Card-Acquiring-Services-MR18.pdf