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Electronic Money Association logo
  • Home
  • About
  • Our members
    • Benefits of joining the EMA
    • EMA meetings 2026
    • List of EMA members
  • Local branches
    • EMA Belgium
    • EMA Ireland
    • EMA Lithuania
    • EMA Luxembourg
    • EMA Malta
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EPC

EMA response to EPC on VOP Scheme Rulebook Change Request

1 July 2026

The EMA responded to the EPC consultation on Change requests for Verification Of Payee (VOP) Rulebook version 2.0.

Read EMA’s response here

EMA response to the EPC VOP Scheme Urgent change Request Public Consultation

16 February 2026

The EMA submitted a response to the EPC: Public consultation on the Verification Of Payee Rulebook urgent change requests.

Read EMA’s response here

EMA response to EPC on VOP Scheme Rulebook

20 May 2024

The EMA responded to the EPC consultation on the Verification Of Payee (VOP) scheme rulebook.

Read EMA’s response here

EMA response to EPC consultation on SPAA scheme rulebook

15 September 2022

The EMA submitted a response to the EPC Public consultation on the SEPA Payment Account Access Scheme Rulebook including the input on the possible additional ‘premium’ functionality.

Read the response to EPC112-22 v1.0 consultation on SPAA scheme rulebook here

Read the response to EPC123-22 v1.0 SPAA Possible Additional Functionality here

EMA response to EPC consultation on Request to Pay

2 September 2020

The EMA submitted a response to the EPC public consultation on the SEPA Request-to-Pay Scheme Rulebook.

View the response here

EMA response to SEPA Inst Rulebook 2020 Change Request

11 June 2020

The EMA responded to the EPC SEPA Instant Credit Transfer Rulebook – 2020 Change Request Public Consultation.

View the full response here

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Publications and events


  • EMA response to EBA consultation on RTS on DGS payouts of client funds deposits27 October 2026
  • EMA response HMT Modernising Payment Services Regulation Consultation7 October 2026
  • EMA response to MiCA review2 October 2026
  • EMA response to AMLA Consultation on the draft ITS on the format for reporting suspicions and providing transaction records24 September 2026
  • EMA response to FCA CP26/23 Consumer Duty: scope and proportionality21 September 2026

Forthcoming EMA meetings


EMA members have access to all EMA meetings, including a monthly regulatory round-up call, quarterly meetings of EU Member State branches, regular subcommittee meetings, and ad hoc working groups.

EMA meetings - 2026 schedule

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